Unexpected boiler repairs or replacements can be costly, especially if you are unprepared for them. Chas Stewart Plumbing & Heating Engineers and our team of professionals put your safety first. A faulty boiler can be highly inconvenient and potentially harmful to yourself and others in your home.
That’s why as an introducer for Tradehelp Ltd we offer our customers comprehensive finance plans to alleviate financial stress should you have a plumbing or boiler emergency. Investing in a new boiler and plumbing system can save you a lot of money in the long run.
Here, at Chas Stewart Plumbing & Heating Engineers, we can help you to find a payment that best works for you, your timeline, and your budget. We offer you the option to spread the cost over an extended period so that you don't run into any issues with cash flow in the event of an unexpected boiler breakdown.
Representative examples:
At Chas Stewart Plumbing & Heating Engineers Ltd, we can offer our customers a wide range of monthly payment options to spread over 2, 3, 4, 5, 8 or 10 years.
2 years Interest Free Credit
| Cash price | £2,500 |
| Deposit | £250 |
| Term | 24 Months |
| Total amount of credit | £2,250 |
| Monthly payments | £93.75 |
| Fixed rate of interest | 0% |
| Total amount payable | £2,500 |
| Total charge for credit | £0 |
Representative examples 13.9%
5 years
| Cash price | £2,500 |
| Deposit | £625 |
| Term | 60 Months |
| Total amount of credit | £1,875 |
| Monthly payments | £42.74 |
| APR | 13.9% Representative |
| Fixed Rate of Interest | 13.9% |
| Total amount payable | £3,189.40 |
| Total charge for credit | £689.40 |
10 years
| Cash price | £2,500 |
| Deposit | £625 |
| Term | 120 Months |
| Total amount of credit | £1,875 |
| Monthly payments | £28.09 |
| APR | 13.9% Representative |
| Fixed Rate of Interest | 13.9% |
| Total amount payable | £3,995.80 |
| Total charge for credit | £1,495.80 |
Why choose to spread the cost?
- Better Budget Control: Consumer finance options can help you manage your budget more effectively by allowing you to spread out the cost of the boiler installation over a period of time. This can prevent a large upfront payment that might strain your finances and make it easier to plan your expenses.
- No Funds Required: Instead of paying the full cost of the boiler installation upfront, consumer finance options allow you to make smaller monthly payments. This means you don't need to have a significant amount of money readily available, making the process more accessible.
- Keep Your Lifestyle Intact: With consumer finance, you can avoid a significant financial burden that could disrupt your lifestyle. By spreading out the payments, you can maintain your usual spending patterns and continue to enjoy your everyday activities.
- Protect Your Savings – More Now Than Ever: By not depleting your savings to cover the entire cost of the boiler installation, you're preserving your emergency funds or investments. This financial security can be especially important during uncertain times.
- Convenience – “One Stop Shop”: Consumer finance options often provide a streamlined process. You can handle the financing directly through the company offering the installation, eliminating the need to go through traditional banks and the potential hassle of securing a loan.
- Peace of Mind: Knowing that you have a structured payment plan in place for the boiler installation can provide peace of mind. You won't have to worry about finding a lump sum of money or facing unexpected financial strain.
- Increased Security - Consumer Protection: Many consumer finance options come with certain consumer protection measures. This could include warranties, guarantees, or dispute resolution services, ensuring that you're covered in case of any issues with the installation or the boiler itself.
- Better Product Options: Consumer finance might open up access to higher-quality boilers or more energy-efficient models that could have a positive impact on your utility bills in the long run. You might be able to afford a better option with monthly payments rather than a large upfront cost.
In summary, consumer finance options for boiler installation can provide several advantages, including financial flexibility, peace of mind, and access to better products. However, it's important to carefully review the terms and interest rates associated with any financing option to ensure that it aligns with your financial goals and capabilities.
Consumer eligibility criteria
Before we can offer you a suitable financing option for your new boiler installation, there are several criteria we need to make sure you have. Once we have established this, the financing process is quick and easy.
| Who we can work with | Who we can’t work with |
|---|---|
| At least 18 years old |
Anyone unemployed without a working spouse or partner |
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Must have lived in the UK for over 3 years |
Temporary workers |
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Must have a bank account that we can take a direct debit from |
Anyone who is a foster carer without a partner who adheres to the minimum employment criteria. |
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Must own the property where the installation is taking place |
People who work as child-minders without a registered nursery |
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Must be permanently employed |
Students (Full-time) |
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Anyone who is self-employed |
Teachers without a full-time contract with a school |
|
Retirees |
Customer doesn’t have an email address and telephone number |
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Receives disability allowance |
|
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Someone unemployed who occupies the property and has the written consent of their working partner. |
|
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Customer does have an email address and telephone number |
Get in touch today to find out more!
Find out more about our finance options and get your new boiler today by contacting our head office on 01738 627701 or emailing us at contact@chasstewartplumbing.co.uk
The small print
Chas Stewart Plumbing & Heating Engineers Ltd (FRN 1008365) is an Introducer Appointed Representative of Tradehelp Ltd, who are authorised and regulated by the Financial Conduct Authority (FRN 679812). Chas Stewart Plumbing & Heating Engineers Ltd introduce customers to Tradehelp Ltd and do not receive a fee for the introduction. Tradehelp Ltd are a credit broker, not a lender, and offer loans from Tradehelp Ltd, a trading style of Tradehelp Ltd authorised and regulated by Financial Conduct Authority (FCA). Finance options are offered subject to eligibility and credit check, which must be completed before commencement of works. A 14-day cooling off period applies to all financing applications. If the agreement is cancelled within 14 days, alternative payment of the full outstanding balance must be made.